MOTOR VEHICLE INSURANCE COVERAGE
The most important types of insurance “coverage” are:

Bodily Injury and Property Damage Liability - Mandatory coverage that provides payment for injuries or damages caused through your negligence to another person or another person’s property. This coverage can be used to meet the requirements of the Utah Motor Vehicle Financial Responsibility Law.
Uninsured Motorist - Covers injuries to you and your passengers if you are in a crash that is caused by another driver who does not have insurance or by a “hit-and-run” driver. Property damage losses are not normally paid under this coverage.
Personal Injury Protection (also known as “No- fault” or “PIP”) - Mandatory and provides some basic benefits and coverage for bodily injury to you and others without having to determine “fault” in a crash.
Collision - Covers repairs to your vehicle for damage caused by a collision, subject to a deductible, usually in a case when no other person is at fault. This coverage is not required by law, but is usually required by a lien holder.
Comprehensive - Covers repairs to your vehicle for damage caused by some reason other than collision, such as fire, theft, vandalism or glass breakage. This coverage is not required by law, but may be required by a lien holder.

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(Select the links "Insurance Tutorial" and "Utah Auto Insurance for more Information")

06.02 Motor Vehicle Insurance Coverage Helpful Web Links

Car Insurance Essentials

Utah Auto Insurance Requirements

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